There can be a lot of misconceptions when it comes to getting a mortgage and how much its going to cost you. Here are three commonly believed myths that we have debunked.
1st Myth:
You need a 20% down payment to buy a home.
This is one of the most common misconceptions and it is not true! There are multiple mortgage programs that only require a low or even no downpayment.
2nd Myth:
Low down payment options are only for first time homebuyers.
Low and no down payment loan options are available to many qualified customers, including repeat home buyers.
3rd Myth:
Qualifying for a down payment assistance program is difficult.
Nope! Our lenders take a look at a variety of criteria, such as income, credit scores and property location to find which program could best suit you.
Other FAQs:
What loan programs require low or no downpayment?
- Conventional: 3.5%
- FHA: 3.5%
- USDA: 0%
- VA: 0%
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